Nicolas Xouris, Financial Aid Advisor, shares the following advice about choosing a repayment plan:
Responsible student loan borrowing begins with financial literacy and ends with repayment. If you graduated this past May, your six-month grace period’s end is near.
Your servicer will soon provide you—if they have not already—with a repayment schedule that outlines your first payment’s due date, the number of payments you will make, and the dollar amount of each payment. Unless you have specified otherwise, you will be placed in a standard repayment plan.
Under the standard repayment plan, your loans are repaid over ten years. You’ll pay less interest over time than in under any other plan. The Department of Ed’s Repayment Comparison Calculator gives you an idea of how much you’ll pay back through standard repayment.
Remember, the standard repayment plan is not for everyone. Using the Department of Ed’s Repayment Estimator, you can compare and contrast the various plans that you are eligible to enroll in. Check back for future posts describing these plans in further detail.
Meet Sarish Shehzadi, she decided to continue her graduate studies at St. John’s University!
St. John’s University has been a second home for me considering the fact that I completed my undergraduate studies here with a major in biology and two minors; chemistry and theology. Throughout my college years, I always wanted to go to medical school but after shadowing some doctors I changed my mind. I enrolled for combined degree program, BS /MS in biology as a junior.
As an undergraduate, I started taking graduate level courses during my junior year. The transition from undergraduate to graduate school was not as smooth as one might expect it to be. The critical part for me at the time was time management but learned to cope with it since graduate classes were in the evening. The first thing that I noticed was that biology education at graduate level has more emphasis on sharing and ongoing discussions in the research field. For example, taking bioinformatics course with Dr. Bazinet has enhanced my knowledge on how computer technology can be utilized to get the information stored in databases in finding cures for different diseases.
Additionally, scientific articles’ discussion from top tier journals allows the students to understand the mechanisms involved at molecular and cellular level. In communication skills in life sciences course taught by Dr. Jacob provides the tools to students on how to effectively communicate scientific knowledge, write critiques and present via seminars, hands on project and networking assignments.
Overall, students learn about lab techniques and how to apply them in real world. You really have to understand the theory and applications to be able to answer questions on the exam because you will not be given multiple choices.
I am truly happy with my decision on continuing my graduate studies here at St. John’s. I will be taking my last two courses and masters comprehensive exam in the spring. I am looking forward to graduate in May 2014.
Nicollette P. Francis, Graduate Assistant, shared a reflection piece about her last semester at St. John’s University. Best of luck Nicollette!
My last semester here at St. John’s University has been bittersweet. From attending final classes to taking comprehensive exams, it has yet to sink in that I will be preparing for life beyond school. In the year and semester of my program, it has been very fulfilling both with a combination of gathering thoughts on what I have learned and got out of my Criminology and Justice Program, and thinking of possible careers I may find of interest post graduate school. My overall experience with my graduate program at St. John’s was swift, informative, and has helped me to realize that anything is achievable if you put your mind to it. I feel I have accomplished a great aspect in my life thus far and am proud of the results that have followed. I believe that making the decision to go to graduate school for my master’s degree was not one to regret and I strongly, encourage all those interested to follow through. Although this semester has gone by pretty quickly, I believe I am prepared and anticipate success post St. John’s University.
In St. John’s first exhibition game, they decided to toy with the hearts of the fans as they just squeeze by SF State 82-80 at home. Harrison bailed the team out scoring the go ahead bucket with 17 seconds remaining. He led the team with 29 points, and Rookie Rysheed Jordan showed up with 16. This may but a scare in some SJU Fans, but Senior TV/Film Major Patricia Holliday is ready to go. “It’s been said a million times but It Starts Now. Everyone’s expectations are high whether they’re loyal sjubb fans or just from around the country” said Holliday. “I’ve been compared to Mets fans, but I really believe this is our year to make it back to the NCAA tournament!”
Do not take too much weight in an exhibition game, it is a time for Coach Lavin to experiment with players and see what he wants to do when Wisconsin comes up on Nov. 8th. This year is going to be a huge disappointment for St. John’s if they do not make it to the tournament and do well, but after the last exhibition last night, hopefully the fans are as excited as I am about the upcoming season. The season kicks off on November 8th, and the home opener will be against Wagner on November 15!
The 2013 Fall Open House was a success on Queens, Campus! Students from all over came to check out the beautiful campus! DJ Zeke was in attendance on the Great Lawn, pumping up the crowd after their campus tours and registrations! The Dance Team was on the Great Lawn too, even getting the crowd involved in a few dances. In Taffner Field House students could meet with Deans and other faculty to get a feel for their future majors, and picture their future here at St. John’s! The event was a complete success and we have another Open House coming in November if you missed this one! A video will be coming soon and check out some pictures below!
Over the Columbus Day weekend, our blogger Colby came to the following three conclusions: Number one, her family back home will always be there for her even if it means coming from two hours away to see her. Number two, the friends you make at school become your second family (therefore making it totally okay if your family doesn’t come up for family weekend festivities). Last, number three, that college is all what you make it. Read her blog to find out how she came to these conclusions!
We have a guest blogger! Mark D. Terjesen, Ph.D., Director of Graduate Programs in School Psychology, shares his input about the program:
The field of school psychology continues to be identified as a “hot” career and the diversity of experiences that our program graduates receive while they are at St. John’s University, on their internship and eventually working in the field really offers a very broad, rewarding, career choice. The graduate program faculty are among the leaders in their field and the dialogue that occurs in the classroom and advisement not only serves to better train our students but also spur on the faculty to continue to develop their research and advance the field. Meeting and re-connecting with our program graduates at professional conferences and hearing of all their great accomplishments makes me glad that I chose this as a career and even more proud to be a faculty member in the psychology department at St. John’s University.
The San Gennaro Festival this year at SJU was a hit! Lines extended from the center of DAC Plaza all the way down towards Taffner.
The food was amazing. There were sandwiches, desserts, pizza, pasta, meatballs, you name it. Whenever there is free food on this campus, you know it will attract a large crowd, especially when the food is this good.
I wanted to share a few photos with you guys so you could get a small taste of it! Enjoy!
More blogs to come,
Meet Rudy Garcia, a junior transfer student majoring in marketing from La Puente, California! Making the most out of the city and St. John’s University is his main focus. The 2013-2014 school year will be his first at SJU and he’s very excited for the adventures he’ll be experiencing over these next few years. Read his first blog here!